Welcome to Benefactor.life™
Up to R1.5 million
Instant Life cover
Designed for modern professionals and growing families, Benefactor.life™ offers a faster, simpler way to secure your future — without the paperwork, the wait, or the uncertainty.
Get CoverLife Cover, Simplified
Get covered in minutes, no paperwork, no medicals (if you qualify).
Pick Your Cover
Choose up to R1.5 million. What suits you, your family, and your future?
Answer 5 Quick Questions
No medicals. Just 5 simple health questions.
Get an Instant Answer
You’ll know straight away if you’re accepted.
You're Protected
Secure your life cover and get peace of mind, on the spot.
No paperwork, no delays, just protection- right now.
Get Cover
Future-Ready, Family-Safe
Protect What
Matters Most
What Benefactor.life™ helps you cover:
/ Funeral & Estate Costs
Lift the financial weight during a difficult time.
/ Keep the Family Home
Avoid selling your home to cover debts or estate fees.
/ Children’s Trusts
Secure structured financial protection for your minors.
/ Seamless Inheritance
Pass on your legacy without delays or additional deductions.
Why Choose
Benefactor.life™?
Discover the peace of mind that comes with Benefactor.life™—your protection, your way.
1.
Lifelong Cover
Your cover lasts for life, no expiry. It’s guaranteed to protect you forever.
2.
Estate Liquidity
Cash payouts to settle funeral costs, debts, and estate costs, so your loved ones aren’t left with the burden.
3.
Day-One Accidental Cover
Cover from day one in case an accident occurs.
4.
No Waiting Period (After Acceptance)
Once you’re accepted, your full cover kicks in straight away, no delays.
5.
Flexible Plan Changes
Upgrade or downgrade as your life evolves. It’s all about meeting your needs today and tomorrow.
Benefactor.life™ is backed
by
Capital Legacy
Discover the peace of mind that comes with Benefactor.life™, your protection, your way.
Liquidity at
Death to Preserve
Your Legacy
We provide immediate cash to the estate to cover funeral costs, debts, estate duty, and admin fees, helping avoid the forced sale of family assets like your home and ensuring your loved ones receive their full inheritance.
Instant,
Hassle-Free
Cover Acceptance
No medical exams. Just a few health questions. With fast, digital acceptance, Benefactor.life™ makes essential estate liquidity cover easy to get when it matters most.
Guided Beneficiary
Setup from
Estate Experts
Our Wills & Estates team helps you avoid common pitfalls with beneficiary nominations — reducing delays, disputes, and ensuring your payouts go where you want them to.
The Power of
Seamless
Integration
With Benefactor.life™, you can draft a free Capital Legacy Will or add life cover to your existing one. This unlocks unique advantages like indemnified executor and trustee fees, so your loved ones receive more, faster.
“We believe peace of mind shouldn’t be complicated. That’s why we’ve created a digital-first life cover solution that’s intuitive, flexible, and built around you.”
Real Stories, Real Peace of Mind
Friendly Support You Can Count On
"I truly appreciate your assistance. It’s such a pleasure to receive good service and have someone calling me and extending a friendly, patient and helping hand."
— Mathilda S, Cape Town
Real Stories, Real Peace of Mind
Cover Without Complications
"Getting life cover was easy. I’m not a fan of paperwork, so this was a refreshing experience – quick and to the point. "
— Johan A, Pretoria
Real Stories, Real Peace of Mind
Peace of Mind for My Family
"I didn’t want my family to be burdened with costs or paperwork when I’m gone. Benefactor.life™ made it so easy — no medicals, no stress. I signed up in minutes and finally feel at peace knowing they’re protected."
— Thuli M, Johannesburg
